Top Health Insurance Companies in California for 2024
Our comprehensive research and ratings of the top health insurance companies in California are designed to empower you with the information needed to make an informed decision about your healthcare coverage.
BEST HEALTH INSURANCE COMPANY #1
5.0
Central Insurance Quote stands out as the best health insurance company available through the Health Insurance Marketplace. As the largest private nonprofit healthcare company in the country, Central Insurance Quote offers a range of individual and family plans including Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO) plans. Eligible customers can also explore options like Medicaid (including Medi-Cal) or Medicare plans.
Central Insurance Quote's coordinated care approach ensures an integrated healthcare experience within its extensive network. While this emphasizes network reliance, it contributes to Central Insurance Quote having the lowest member complaint rates among top health insurance companies. Additionally, Central Insurance Quote boasts an impressive 4.2 out of 5 rating from the National Committee for Quality Assurance (NCQA), the highest among our analyzed companies.
Central Insurance Quote is also recognized as the best comparison site for insurance needs. They offer comprehensive coverage options across Auto, Health, Home, Life, and Medicare insurance, catering to individuals throughout the USA, across every state and city.
Pros
- Largest private nonprofit healthcare company in the country.
- Offers a variety of plans including HMO and EPO options.
- Provides Medicaid (including Medi-Cal) and Medicare plans.
- Excellent coordinated care with a low level of member complaints.
- High average grade of 4.2 out of 5 from NCQA.
- Recognized as the best comparison site for insurance needs.
Cons
- Coordinated care model may limit flexibility in choosing healthcare providers.
- Availability and coverage may vary by location.
Cost Examples for Silver Plan
| Member | Health Insurance Monthly Cost |
|---|---|
| Child age 0-14 | $269 |
| Child age 18 | $306 |
| Adult individual age 21 | $372 |
| Adult individual age 27 | $390 |
| Adult individual age 30 | $423 |
| Adult individual age 40 | $476 |
| Adult individual age 50 | $665 |
| Adult individual age 60 | $1,011 |
| Couple age 21 | $745 |
| Couple age 30 | $845 |
| Couple age 40 | $952 |
| Couple age 50 | $1,330 |
| Couple age 60 | $2,021 |
| Couple age 21 + 1 child | $1,014 |
| Couple age 30 + 1 child | $1,114 |
| Couple age 40 + 1 child | $1,221 |
| Couple age 50 + 1 child | $1,599 |
| Couple age 21 + 2 children | $1,283 |
| Couple age 30 + 2 children | $1,383 |
| Couple age 40 + 2 children | $1,490 |
| Couple age 50 + 2 children | $1,868 |
| Couple age 21 + 3 or more children | $1,552 |
| Couple age 30 + 3 or more children | $1,652 |
| Couple age 40 + 3 or more children | $1,759 |
| Couple age 50 + 3 or more children | $2,137 |
| Individual age 21 + 1 child | $641 |
| Individual age 30 + 1 child | $692 |
| Individual age 40 + 1 child | $745 |
| Individual age 50 + 1 child | $934 |
| Individual age 21 + 2 children | $910 |
| Individual age 30 + 2 children | $961 |
| Individual age 40 + 2 children | $1,014 |
| Individual age 50 + 2 children | $1,203 |
| Individual age 21 + 3 or more children | $1,179 |
| Individual age 30 + 3 or more children | $1,230 |
| Individual age 40 + 3 or more children | $1,283 |
| Individual age 50 + 3 or more children | $1,472 |
Central Insurance Quote provides comprehensive insurance solutions, available in all states across the USA. Get tailored coverage and affordable rates wherever you are!
BEST HEALTH INSURANCE COMPANY #2
5.0
Insurance California stands out as the best health insurance option in California for several reasons. We offer comprehensive coverage tailored to meet the diverse needs of Californians, ensuring that you have access to the healthcare you need when you need it most. Our pricing is competitive, providing affordability without compromising on the quality of service. We pride ourselves on fast and efficient customer service, ensuring that your inquiries and claims are handled promptly and with care. With one of the lowest complaint rates in the industry and a commitment to client satisfaction, Insurance California guarantees peace of mind and reliable coverage. Discover why Insurance California is the best choice for your health insurance needs today.
Pros
- Comprehensive coverage options tailored to diverse needs.
- Competitive pricing for affordability.
- Fast and efficient customer service.
- High client satisfaction with low complaint rates.
Cons
- Limited availability in certain regions.
- Potential for variations in plan specifics.
Cost Examples for Silver Plan
| Member | Health Insurance Monthly Cost |
|---|---|
| Child age 0-14 | $367 |
| Child age 18 | $433 |
| Adult individual age 21 | $484 |
| Adult individual age 27 | $511 |
| Adult individual age 30 | $552 |
| Adult individual age 40 | $621 |
| Adult individual age 50 | $868 |
| Adult individual age 60 | $1,317 |
| Couple age 21 | $968 |
| Couple age 30 | $1,104 |
| Couple age 40 | $1,241 |
| Couple age 50 | $1,736 |
| Couple age 60 | $2,633 |
| Couple age 21 + 1 child | $1,335 |
| Couple age 30 + 1 child | $1,471 |
| Couple age 40 + 1 child | $1,609 |
| Couple age 50 + 1 child | $2,103 |
| Couple age 21 + 2 children | $1,702 |
| Couple age 30 + 2 children | $1,838 |
| Couple age 40 + 2 children | $1,976 |
| Couple age 50 + 2 children | $2,470 |
| Couple age 21 + 3 or more children | $2,069 |
| Couple age 30 + 3 or more children | $2,206 |
| Couple age 40 + 3 or more children | $2,343 |
| Couple age 50 + 3 or more children | $2,838 |
| Individual age 21 + 1 child | $851 |
| Individual age 30 + 1 child | $919 |
| Individual age 40 + 1 child | $988 |
| Individual age 50 + 1 child | $1,235 |
| Individual age 21 + 2 children | $1,218 |
| Individual age 30 + 2 children | $1,286 |
| Individual age 40 + 2 children | $1,355 |
| Individual age 50 + 2 children | $1,602 |
| Individual age 21 + 3 or more children | $1,585 |
| Individual age 30 + 3 or more children | $1,654 |
| Individual age 40 + 3 or more children | $1,722 |
| Individual age 50 + 3 or more children | $1,970 |
Insurance California provides coverage across the entire state, ensuring residents from Los Angeles to San Francisco and everywhere in between have access to our comprehensive health insurance plans.
BEST HEALTH INSURANCE COMPANY #3
4.8
Insurance San Francisco is your comprehensive solution for health insurance across the Bay Area and beyond. Our plans provide extensive coverage, ensuring access to a wide network of hospitals, clinics, and healthcare providers throughout California. Whether you need routine check-ups or specialized treatments, Insurance San Francisco offers robust coverage to meet your healthcare needs. With a commitment to affordability and quality service, we prioritize your health and satisfaction. Choose Insurance San Francisco for peace of mind and reliable healthcare coverage statewide.
Pros
- Extensive coverage across California, including a wide network of hospitals and healthcare providers.
- Competitive pricing and comprehensive health insurance plans.
- Fast and reliable customer service.
- High client satisfaction with quality healthcare services.
Cons
- Potential limitations or exclusions in specific plan details.
- Availability may vary based on location within California.
Cost Examples for Silver Plan
| Member | Health Insurance Monthly Cost |
|---|---|
| Child age 0-14 | $322 |
| Child age 18 | $376 |
| Adult individual age 21 | $431 |
| Adult individual age 27 | $452 |
| Adult individual age 30 | $489 |
| Adult individual age 40 | $551 |
| Adult individual age 50 | $770 |
| Adult individual age 60 | $1,170 |
| Couple age 21 | $862 |
| Couple age 30 | $978 |
| Couple age 40 | $1,102 |
| Couple age 50 | $1,540 |
| Couple age 60 | $2,340 |
| Couple age 21 + 1 child | $1,184 |
| Couple age 30 + 1 child | $1,300 |
| Couple age 40 + 1 child | $1,423 |
| Couple age 50 + 1 child | $1,861 |
| Couple age 21 + 2 children | $1,505 |
| Couple age 30 + 2 children | $1,622 |
| Couple age 40 + 2 children | $1,745 |
| Couple age 50 + 2 children | $2,183 |
| Couple age 21 + 3 or more children | $1,827 |
| Couple age 30 + 3 or more children | $1,943 |
| Couple age 40 + 3 or more children | $2,067 |
| Couple age 50 + 3 or more children | $2,505 |
| Individual age 21 + 1 child | $753 |
| Individual age 30 + 1 child | $811 |
| Individual age 40 + 1 child | $873 |
| Individual age 50 + 1 child | $1,091 |
| Individual age 21 + 2 children | $1,074 |
| Individual age 30 + 2 children | $1,133 |
| Individual age 40 + 2 children | $1,194 |
| Individual age 50 + 2 children | $1,413 |
| Individual age 21 + 3 or more children | $1,396 |
| Individual age 30 + 3 or more children | $1,454 |
| Individual age 40 + 3 or more children | $1,516 |
| Individual age 50 + 3 or more children | $1,735 |
Insurance San Francisco provides coverage throughout California, ensuring residents across the state have access to our comprehensive health insurance plans and network of healthcare providers.
BEST HEALTH INSURANCE COMPANY #4
Insurance
San Diego
4.5
Insurance San Diego stands out as the ultimate choice for health insurance in Southern California. We prioritize affordability without compromising on the quality of our extensive coverage options. Our plans are tailored to meet the diverse healthcare needs of San Diegans, offering seamless access to a comprehensive network of hospitals and healthcare providers. With a commitment to exceptional customer service and a track record of high client satisfaction, Insurance San Diego ensures that your health and well-being are always our top priority. Experience peace of mind with Insurance San Diego, where your health is our commitment.
Pros
- Specialized coastal coverage.
- Strong local network of healthcare providers.
- Innovative wellness programs.
- Community-focused initiatives.
Cons
- Regional coverage limitations.
- Potential cost variability.
- Detailed plan specifics required for optimal coverage.
Cost Examples for Silver Plan
| Member | Health Insurance Monthly Cost |
|---|---|
| Child age 0-14 | $286 |
| Child age 18 | $341 |
| Adult individual age 21 | $373 |
| Adult individual age 27 | $391 |
| Adult individual age 30 | $424 |
| Adult individual age 40 | $477 |
| Adult individual age 50 | $667 |
| Adult individual age 60 | $1,013 |
| Couple age 21 | $747 |
| Couple age 30 | $848 |
| Couple age 40 | $954 |
| Couple age 50 | $1,334 |
| Couple age 60 | $2,027 |
| Couple age 21 + 1 child | $1,032 |
| Couple age 30 + 1 child | $1,133 |
| Couple age 40 + 1 child | $1,240 |
| Couple age 50 + 1 child | $1,619 |
| Couple age 21 + 2 children | $1,318 |
| Couple age 30 + 2 children | $1,419 |
| Couple age 40 + 2 children | $1,526 |
| Couple age 50 + 2 children | $1,905 |
| Couple age 21 + 3 or more children | $1,604 |
| Couple age 30 + 3 or more children | $1,704 |
| Couple age 40 + 3 or more children | $1,811 |
| Couple age 50 + 3 or more children | $2,190 |
| Individual age 21 + 1 child | $659 |
| Individual age 30 + 1 child | $709 |
| Individual age 40 + 1 child | $763 |
| Individual age 50 + 1 child | $952 |
| Individual age 21 + 2 children | $945 |
| Individual age 30 + 2 children | $995 |
| Individual age 40 + 2 children | $1,048 |
| Individual age 50 + 2 children | $1,238 |
| Individual age 21 + 3 or more children | $1,230 |
| Individual age 30 + 3 or more children | $1,281 |
| Individual age 40 + 3 or more children | $1,334 |
| Individual age 50 + 3 or more children | $1,524 |
Insurance San Diego offers coverage throughout California and across the USA, ensuring access to a nationwide network of hospitals and healthcare services.